The more business you have with Edson Credit Union, the more profit you share in.

As an example; let’s say you have the following products and carry monthly average balances with ECU for one year:

Pay As You Go Chequing balance: $1,000
Plan 24 Savings balance: $5,000
RRSP balance: $50,000
Personal Loan balance: $35,000
Residential Mortgage balance: $200,000
Common Shares balance $3,500

You would receive over $550 in Dividends and Patronage based upon 2006 numbers.

Common Shares Dividend
This year the dividend rate declared on Common Shares is 4.75%.  Dividends are calculated on the average monthly balance of your Common Share account less the required minimum balance of $25.00.

Patronage
Patronage has changed this year.  Our Patronage is now based on your average monthly balance of the products you have with us.

Rates declared for patronage:
Deposits and/or Terms: 10 basis points or 1/10 of 1%
Loan Accounts: 15 basis points or 3/20 of 1%

New this year, Patronage will be paid on non-interest bearing accounts, RRSPs and RRIFs.

Patronage for RRSPs and RRIFs will now be paid into your Registered Common Share Account that has been set up with your Registered Contracts.

All Dividends and Patronage will be paid to your share accounts on November 27, 2006.

Doesn’t it make sense to deal with Edson Credit Union and get your share!